Accident Medical Expense (AME) Insurance Benefits
Get the coverage you need to help pay the high out-of-pocket costs following an accident.
Accident Medical Expense benefit is subject to $250 deductible. Following a covered accidental injury, Plan OptiProtect+ 10K will help you pay accident-related medical costs and other expenses up to the $10,000 benefit per covered accident per person, regardless of other coverage. Plans OptiSelect+ 5K and OptiProtect+ 5K include coverages for up to the $5,000 benefit per covered accident per person.
| COVERED SERVICES |
|---|
| Hospital room and board (up to semi-private room rate) |
| General nursing care |
| Laboratory tests |
| X-rays |
| Anethesia |
| Prescription drugs |
| Therapeutic services and supplies |
| Hospital emergency care |
| Doctor‘s visits (inpatient & outpatient) |
| Dental treatment for injury to sound natural teeth |
| Hospital miscellaneous expenses during a hospital confinement or outpatient surgery under general anestheticl |
AME Benefit Features:
- Plan OptiProtect+ 10K includes coverage for medical expenses up to $10,000 following a Covered Accident
- Plans OptiSelect+ 5K and OpteProtect+ 5K includes coverage for medical expenses up to $5,000 following a Covered Accident
- No limits on the number of covered accidents
- Use the cash benefit any way you want to
- No waiting period applies
- No reduction in benefit for any obtained age
$5,000 & $10,000 AME Benefit Levels Available